Motorhome, RV Rentals

Why Buy RV Rental Insurance?
By Elizabeth Morgan

Many people choose to rent recreational vehicles (RVs) to use while on vacation.  Some of the
time, these rental RVs can be covered through the driver’s auto insurance policy.  The way to do
this is to first obtain an Insurance Binder/Endorsement from the auto insurance provider.  Next, the
RV rental agency must be added to the auto insurance policy as an “additionally insured” and a
“loss payee.”  There are many limits and complications to this option.  Many drivers find that this
coverage is not adequate and choose to purchase additional coverage through the rental agency.  
This is often a better option because it is less complicated and provides more comprehensive
coverage.  RV rental insurance is usually very reasonably priced and is most often secured
through MBA Insurance.

It is a good idea for RV renters to purchase additional RV rental insurance.  This covers the renter
if there are damages to the RV, or if the RV damages other vehicles or property.  The fact that most
RV renters do not regularly drive RVs makes rental insurance a particularly good idea.  RV rental
insurance can usually be purchased from the RV rental agency for a reasonable daily fee.  The fee
varies depending on the rental agency and the particular model of RV.  Insurance for smaller RVs
starts around $15 per day, with medium sized RVs often costing $20 a day, and the largest
models costing $25 daily.  It is usually a good idea for renters to purchase Supplemental Liability
Insurance.  This insurance usually costs about $10 a day and provides the renter with liability
protection up to one million dollars.

Most RV rental agencies provide insurance through MBA Insurance.  MBA is the top name in RV
rental insurance and has provided its services since 1978.  MBA protects both renters and the
rental agencies.  Their policies save the rental agencies money by insuring the renters and
keeping costs low for the rental agency.  MBA Insurance provides the renter with full coverage,
including liability up to a million dollars, collision, uninsured motorist, and comprehensive.  Most
RV renters choose to purchase this insurance through the RV rental agency, but it can also be
obtained through the renter’s auto insurance company in many cases.

RV rental insurance covers the renter for most road-related damages and liability.  Most RV rental
insurance doesn’t cover the interior of the recreational vehicle.  Renters must be especially careful
with the appliances and furniture in the RV, as those items are not usually covered by insurance.
RV Insurance Info provides detailed information about RV insurance quotes, policies, and
companies, RV rental insurance, and more.   RV Insurance Info is the sister site of
RV Rentals
Web.

Article Source:
http://EzineArticles.com/?expert=Elizabeth_Morgan
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